01
Read the business.
Study financials, obligations, and borrower context. Separate a compelling story from a credible credit.
THE PRACTICE OF FINANCIAL JUDGMENT
Beyond theory.
Into the
decision.
A credit committee. A changing market. Your call.
Put financial knowledge to work in a simulation built around the decisions that matter.
Your professor’s session. Your link or room code.
FEATURINGThe Underwriter’s DeskCredit risk simulation ↗
The world moves.
Your judgment matters.
BUILT FOR THE WAY FINANCE WORKS
30 borrower cases+Corporate, SME & retail+Changing markets+A complete debrief
TAKE A LOOK INSIDE
A decision. A consequence.
A different kind of classroom.
From your first credit memo to the final debrief. See how the participant and professor experiences come together.
English narration · Original music · Captions availableIllustrative cases & classroom data
Read the film transcript
Soft instrumental music accompanies the narration.
0:00Welcome to The Simulator's Desk. Where financial theory becomes professional judgment.
0:06Professors share a session link or code. Students enter their name and participant ID, with no email sign-in. Hosts can also choose approved-email access. Each participant ID gets one attempt per room.
0:21At The Underwriter's Desk, students examine the borrower, weigh the financial evidence, and decide whether to approve, restructure, or reject.
0:31They set pricing and terms, then record their decision. A rationale is helpful, but always optional.
0:38Then the market changes. New pressures challenge the portfolio, and students must reassess their next move.
0:46While the class works, professors follow live progress, review decisions, and see who needs support.
0:53At the reveal, results connect decisions to outcomes. The score rewards credit judgment, adaptation to shocks, and disciplined pricing. Faculty assess reflections separately.
1:06Your next decision starts here. Join your class with its session link or code at The Simulator's Desk.
Download the film (MP4)01 / THE SIMULATION
The numbers tell a story.
You make the call.
Step into a credit officer’s working day. Every borrower has a story. Every approval carries risk. And the market always has a say.
UDTHE UNDERWRITER’S DESKPREVIEW
CREDIT MEMORANDUM / 001
MLMeridian Logistics
SME · Logistics & transport · UAE
WORKING CAPITAL REQUESTAED 4,200,000
Debt / EBITDA2.4×
Interest cover4.8×
Collateral65%
ANALYST’S NOTE
Explore the credit workflow Revenue is growing. So are receivables.
Look beyond the headline numbers.
Credit memo / illustrative case01 / 03
02 / LEARN THROUGH CONSEQUENCE
From first impression
to informed conviction.
02
Structure the deal.
Approve, restructure, or reject. Choose a spread, tenor, and collateral that reflect the risk you see.
03
Respond to the market.
Work through three rounds and two market shocks. Adapt your approach as the evidence changes.
04
Defend your judgment.
Review outcomes and write your reflection. Bring your decisions into a meaningful debrief.
03 / THE OTHER SIDE OF THE DESK
Your room.
Your cohort.
Your call.
Bring the credit committee into the classroom.
A considered workspace for the people leading it.
Host access is managed by the platform administrator.
THE PROFESSOR’S DESKILLUSTRATIVE VIEW
A room in motion.
Decision progressParticipant 01
24/30
Participant 02
18/30
Participant 03
12/30
Follow progress as decisions are recorded.
01
Invite with intention.
Share a session link for entry with a name and participant ID, or approve specific emails. Welcome more participants while the room is open.
02
One participant. One attempt.
Each participant ID gets one attempt in a shared-link room. Return in the same browser to resume. Completed attempts stay complete.
03
Observe. Reveal. Discuss.
Follow participant progress, explore the class heatmap, control the reveal, and export your gradebook. Turn individual choices into a shared conversation.
THE HOST STAYS IN CONTROL
04 / FIND YOUR PLACE
One platform.
Three perspectives.
Clear roles from the first invitation to the final debrief. Each professor runs their own rooms.
01 / ADMINISTRATOR
Build your faculty.
Grant or suspend professor access by email. Keep the teaching team and shared case library in view.
See the access guide02 / PROFESSOR
Lead the room.
Create a session, invite your cohort, follow their progress, and lead a debrief with the evidence in front of you.
Open your workspace03 / PARTICIPANT
Make your call.
Open your professor’s link, enter your name and participant ID, and take your seat. Approved-email rooms ask you to sign in.
A FEW PRACTICAL DETAILS
Before you
take your seat.
Clarity is a good place to start.
01What does the simulation cover?
The Underwriter’s Desk is a credit underwriting simulation. You review corporate, SME, and retail borrowers; approve, restructure, or reject financing; and set pricing and terms. The full deck includes 30 applications across three rounds, with market shocks between rounds.
02Can I explore before joining a session?
You can watch the product film and read the field guide. To take the simulation, join a session your professor has created using their link or room code.
03How do participants get access?
Your professor chooses Shared link or Approved emails. With a shared link, enter the room code, your name, and your participant ID—no email or account is needed. For an approved-email room, sign in with the email your professor added to the guest list.
04Can someone attempt the same session twice?
Shared-link rooms allow one attempt per participant ID. Use the ID your professor assigns and return in the same browser to resume. Approved-email rooms tie the attempt to your signed-in account. Completing an attempt does not unlock another; hosts can create a new room for a new assessment.
05What can the instructor see?
The host console includes participant progress, decision activity, sector heatmaps, reflections, and a gradebook. Instructors control room access and when results are revealed, then use the decision log to guide the debrief.
06How does a professor get host access?
The platform administrator approves the professor’s email. The professor signs in with that verified address, creates their own session rooms, and invites students. Student invitations and professor permissions are managed separately.
THE NEXT DECISION IS YOURS.
Take your seat
at the desk.
Join with your professor’s link. One attempt per participant ID in a shared-link room.